Whenever I would use the f-word, people look at me horrified.  Apparently we can cuss to our heart’s content, but mention frugality and people recoil.  I’m not sure when “frugal” and “budget” became really-bad-words.  But one thing I know, I wish I had learned to embrace frugal habits and the concept of budgeting long before . . . → Read More: Managing Money Like Your Grandmother